Terms & Conditions

Retirement Linkages, a unit of Linkages Group LLC (Coach) agrees to provide educational programs and coaching services as outlined in this agreement for Client completing this online form. Client accepts these terms and conditions by completing this online form during the Retirement Linkages registration process.  

Group programs and individual coaching services offered by Retirement Linkages are for strictly educational purposes ONLY. Client accepts and agrees that Client is 100% responsible for their progress and results from the Program. Coach makes no representations, warranties or guarantees verbally or in writing. Client understands that because of the nature of the program and extent, the results experienced by each client may vary. Client understands there is no guarantee that Client will reach their goals as a result of participation in the Program. The Coach plays the role of a facilitator of change, but it is the Client’s sole responsibility to enact or bring about change. Program education and information is intended for a general audience and does not purport to be, nor should it be construed as, specific advice tailored to any individual. Coach assumes no responsibility for errors or omissions that may appear in any program materials.

The services to be provided by the Coach to the Client are via online or telephone coaching on a mutually agreed schedule. Client further agrees to abide by all terms of this contract as a condition of participation in the program.  Client also agrees to be added to the Retirement Linkages mailing list; Client may unsubscribe at any time.  

All information about the Coach/Client relationship will remain confidential except with Client’s written consent or where required by law. In addition, any information shared by the Coach or any other program participants during is also confidential and may not be disclosed. Client also acknowledges that Coach periodically engages in professional continuing education, in which Client’s name, contact information and start/end dates of coaching may be shared with accrediting organizations for purposes of verifying the coaching relationship. Coach’s program materials are copyrighted and are for Client’s individual, single use only. All intellectual property remains sole property of the Coach.
Where the agreement between Coach and Client is directly with Retirement Linkages, the Client has the option to terminate the coaching agreement within (3) days of initial booking and payment and will receive a refund of all payments. Otherwise, the Client agrees to coaching sessions and payments for the duration of the contracted period. Where the agreement is between a third party and Client, Client agrees to abide by refund policy of the third party.
Coaching is a service provided to specific individuals and/or groups. Client acknowledges that Coaching is not therapy, does not substitute for therapy if needed, and that the Coach is not a licensed therapist, psychologist or psychiatrist. Client further acknowledges that Coaching is not to be used as a substitute for professional advice from medical, mental health or other qualified professionals, and it is the Client’s sole responsibility to seek such independent professional guidance as needed.
Client understands and acknowledges the coach will not be liable legally or otherwise, for the actions the client may or may not undertake as a result of the coaching sessions or group programs provided. No assumption of responsibility is made, or given, and the client requesting such advice agrees not to hold Coach responsible or liable in any form or fashion, for such actions taken of their own accord. The method and process by which this advice and direction are given in no manner whatsoever, written or verbal, constitutes an agreement or liability on the part of the provider and is acknowledged to be different in many ways than clinical and medical counseling.
Client agrees that participation in coaching programs or workshops is entirely at his/her own risk. Coaching is provided “as is”, without warranty of any kind, either expressed or implied, including without limitation any warranty for information services, coaching, or products and services provided through or in connection with the service. This service is requested at the client’s own choice and with inherent singular responsibility. Any actions or lack of actions, taken by the client of as a result of participation in any Coaching program is done so solely by choice and responsibility of the client and is neither the responsibility nor liability of the Coach. The client takes full responsibility in the decisions they make after participation in any Coaching program or workshop as well as the consequences. The client enters into coaching with full understanding that they are responsible for creating their own results. Periodically, the Coach may provide links to other web sites or written print material which may be of value, interest and convenience to Client. This does not constitute endorsement of material at those sites or any associated organization product of service. It is the responsibility of the user to make their own informed decision about the accuracy of the information at those sites and print material including their privacy policies. In no event shall Coach be liable for any incident or consequential damages resulting from use of the material.
Client agrees they used Coach’s services at their own risk and that Program is only an educational service being provided. Client releases Coach, its officers, employees, directors, subsidiaries, principals, agents, heirs, executors, administrators, successors, assigns, Instructors, guides, staff, Participants, and related entities any way as well as the venue where the Programs are being held (if applicable) and any of its owners, executives, agents, or staff (hereinafter “Releases”) from any and all damages that may result from any claims arising from any agreements, all actions, causes of action, contracts, claims, suits, costs, demands and damages of whatever nature or kind in law or in equity arising from Client’s participation in the Programs. Client accepts any and all risks, foreseeable or unforeseeable. Client agrees that Company will not be held liable for any damages of any kind resulting or arising from including but not limited to; direct, indirect, incidental,special, negligent, consequential, or exemplary damages happening from the use or misuse of Company’s services or enrollment in the Program. Company assumes no responsibility for errors or omissions that may appear in any of the program materials.
Client agrees Client is solely responsible for decisions and actions that may result from the Coaching program, and that Coach is not and will not be liable or responsible for any actions or inactions, or for any direct or indirect result of any services provided by the Coach or from information provided by Coach’s website or other materials. Notwithstanding any damages that the Client may incur, the Coach’s entire liability under this Agreement, and the Client’s exclusive remedy, shall be limited to the amount actually paid by the Client to the Coach under this Agreement for all coaching services rendered through and including the termination date. No relationship between the parties exists after conclusion of the services covered under this agreement.
This agreement shall be governed and construed in accordance with the laws of the State of California, without regard to principles of conflicts of laws. This agreement contains the entire understanding of the parties with respect to the subject matter of this agreement. This agreement supercedes all prior oral or written agreements and understandings between the parties with respect to the subject matter hereof.

Contract will begin on the date services are purchased by the Client and continue through the end of the period for which services were purchased. Coaching services are purchased as outlined here on the Services page of www.retirementlinkages.com. All fees are payable in advance. Full payment of fees is required prior to scheduling coaching appointments. Client agrees to provide 24 hours notice of cancellation, or the complete session fee will be charged.