Terms & Conditions

Retirement Linkages

Terms and Conditions

Retirement Linkages, a unit of Linkages Group LLC (Coach) agrees to provide coaching services as outlined in this agreement for Client completing this online form for the period and fees in the Schedule and Fees section below. Client accepts these terms and conditions by marking the designated section of the Retirement Linkages online payment form during the registration process.

Coaching Services

Coach agrees to provide coaching services regarding nonfinancial retirement and lifestyle planning as purchased by the Client. The services to be provided by the Coach to the Client are via telephone coaching on a mutually agreed schedule according to the terms outlined in the Schedule and Fees section below.
Client understands that successful coaching requires a collaborative approach between Client and Coach, designed to facilitate development of personal goals. The Coach plays the role of a facilitator of change, but it is the Client’s sole responsibility to enact or bring about change. Client further agrees to abide by all terms of this contract as a condition of participation in the program.


All information about the Coach/Client relationship will remain confidential except with Client’s written consent or where required by law. In addition, any information shared by the Coach or any other program participants during is also confidential and may not be disclosed. Client also acknowledges that Coach periodically engages in professional continuing education, in which Client’s name, contact information and start/end dates of coaching may be shared with accrediting organizations for purposes of verifying the coaching relationship. Coach’s program materials are copyrighted and are for Client’s individual, single use only. All intellectual property remains sole property of the Coach.


The Client has the option to terminate the coaching agreement within (3) days of initial booking and payment and will receive a refund of all payments. Otherwise, the Client agrees to coaching sessions and payments for the duration of the contracted period.

Release of Liability

Coaching is a service that provides personal coaching to specific individuals and/or groups. Client acknowledges that Coaching is not therapy, does not substitute for therapy if needed, and that the Coach is not a licensed therapist, psychologist or psychiatrist. Client further acknowledges that Coaching is not to be used as a substitute for professional advice from medical, mental health or other qualified professionals, and it is the Client’s sole responsibility to seek such independent professional guidance as needed.
Client agrees Client is solely responsible for decisions and actions that may result from the Coaching program, and that Coach is not and will not be liable or responsible for any actions or inactions, or for any direct or indirect result of any services provided by the Coach or from information provided by Coach’s website or other materials. Notwithstanding any damages that the Client may incur, the Coach’s entire liability under this Agreement, and the Client’s exclusive remedy, shall be limited to the amount actually paid by the Client to the Coach under this Agreement for all coaching services rendered through and including the termination date. No relationship between the parties exists after conclusion of the services covered under this agreement.

Choice of Law

This agreement shall be governed and construed in accordance with the laws of the State of California, without regard to principles of conflicts of laws. This agreement contains the entire understanding of the parties with respect to the subject matter of this agreement. This agreement supercedes all prior oral or written agreements and understandings between the parties with respect to the subject matter hereof.

Schedule and Fees

Contract will begin on the date services are purchased by the Client and continue through the end of the period for which services were purchased. Coaching services are purchased as outlined on the Services page of www.retirementlinkages.com. All fees are payable in advance. Full payment of fees is required prior to scheduling coaching appointments. Client agrees to provide 24 hours notice of cancellation, or the complete session fee will be charged.